Stop Debt Harassment!

We Stop Debt Collectors In Their Tracks

The Federal Fair Debt Collection Practices Act (the "FDCPA") was enacted to stop abusive, deceptive, and unfair debt collection practices by debt collectors.  If you believe you have been the victim of unfair practices of a debt collector, contact the Byrne Law Group today for a FREE consultation and evaluation of your claim by calling 813-413-6565.

Under debt collection laws, you may be entitled to money damages and payment of your attorneys’ fees, if a debt collector has violated the law.

Debtor Rights

You have the right to stop debt collectors from harassing or abusing you verbally, in person, at work, or anywhere. Federal and Florida law protects you against unfair and coercive debt collection methods. A debt collector cannot:

• Telephone you an unreasonable number of times
• Telephone you at an unusual time/ unusual place
• Disclose information of your debts to third parties
• Use profane or other abusive language
• Contact you after written notification that you do not want to be contacted any further
• Claim to be affiliated with any governmental organization
• Misrepresent the character, amount or legal status of a debt
• Threaten of to take any action that cannot be taken legally
• Accuse you having committed a crime
• Threaten or communicate false credit information
• Attempt to collect, until he honors your request to validate
• Use deceptive methods to collect debts
• Call you before 8:00 a.m. or after 9:00 p.m.
• Call you, but not announce who he/she is. . . and more

Fight Back Against Debt Collectors!

You can:

• Reduce or completely zero out your interest payments
• Avoid or reduce late payment fees
• Combine several loans into a single payment plan
• Get a single, low monthly payment to clear all your creditors
• Get errors in your credit reports rectified
• Get invalid or time-lapsed entries in your credit reports removed
• Get peace of mind. . . and more

If a debt collector has engaged in any of these abusive, deceptive, or unfair debt collection practices contact the experienced debt relief attorneys at the Byrne Law Group by calling 813-413-6565 today for a free evaluation to determine if you are eligible to recover money damages and the payment of your attorneys’ fees!

While not every debt collection agency practices shady means of collection, a substantial few break the law when attempting to collect an alleged debt. If you are ever harassed in any way by a credit card debt collection agent or agency, you are liable to seek damages for their transgressions. As mandated by federal law, in a successful civil action, you are entitled to $1,000.00 dollars per violation of the Fair Debt Collection Practices Act ("FDCPA") and the debt collector will be forced to pay for your attorney's fees.

Examples Of Debt Collector Violations

• Threats to take actions which are not legally available to the debt collector.
• Requiring you to defend a lawsuit in a county where you do not reside or sign a contract.
• Contact or calls with neighbors or family.
• Failing to give certain statutory notices required under the FDCPA.
• Suing you or threatening to sue you on a time-barred debt.

As a consumer attorney authorized to practice law in Florida at both the state and federal level, consumer protection attorney John Byrne and the Byrne Law Group will aggressively litigate your claim under the FDCPA. Are you being sued, threatened or harassed by a debt collector? If you or anyone you know is in need of the services of a lawyer practicing in the area of Consumer Rights Law, telephone the Byrne Law Group at 813-413-6565 right now for a FREE consultation.

Credit Card & Debt Collection Defense

Are you being sued for credit card debt? If this is the case, then you are not alone. Americans are constantly bombarded with inflated bills and payments including mortgage payments, automobile payments, insurance payments, telephone bills, etc. The sad consequence of this is that millions of Americans resort to credit cards to make ends meet and quickly accrue a substantial debt they have no means of paying back. Moreover, the ramifications of credit card debt and unhealthy debt management takes an emotional toll on people causing undue stress and anxiety. This does not have to be the case.

Another practicality people with outstanding credit card debt face is the possibility of being sued by their creditor. While not always the case, creditors can sue to collect an outstanding debt. Creditors will sometimes sue for a debt as little as $1,000.00 dollars.

As a consumer law firm, the experienced attorneys of the Byrne Law Group can help you mount an aggressive defense and pursue grounds for case dismissals and substantial discounts on your credit debt for you. Contact the Byrne Law Group today at 813-413-6565 for a FREE consultation.